Before you begin house shopping in South Florida, You can enjoy shopping for the home loan that is right for you by speaking with a few mortgage consultants to feel comfortable with financing. Susan will provide her mortgage consultants that have sucessfully closed on previous homes. Know what real estate in Broward County or Miami-Dade County you can afford.

  • Pre-approval is key to purchase a home with Susan. This is the best and most important way to  know the price range that fits your lifestyle when financing. This process does not take very much time. You will feel more confortable making an offer on a house with the price that fits your budget and desires. You will receive in letter format the pre-approval letter with a number that makes sense to you.


  • Know what you want in a Broward County or Miami-Dade County home. Before searching for your dream home ask yourself what you are looking for in a Broward County or Miami-Dade County home. Factors you should be sure to consider are the commute to work, the city you would like to live in such as; Weston, Parkland, Davie, Cooper City, or Parkland,  the size of the home, the amount of bedrooms and bathrooms, the age of the home, the schools, a gated, guard gated or open community,  the amount of land the house sits on, a pool view or lake front view, a one story home or two story home, and cost of repairs or modifications you maybe making once you purchase.


  • South Floridians Having Debt load and Clean up. A few months before the house hunting process begins, if needed,  it is important to clean up your credit history as much as possible.  A great mortgage consultant can help you work on this. The mortgage consultant will provide you with copies of your credit report so you can make sure the facts are correct. New home owners to be who purchase with financing should not apply for new credit cards. Instead, pay down your existing credit cards. Also, Do not make any major purchases such as a car or new furniture, or incur additional debt until after you have purchased your home.


  • Be prepared to move quickly when you discover your wish list home in South Florida. Your dream home may be someone else’s dream home as well. With the inventory low in South Florida , be ready to view a property on short notice and be prepared to make fast decisions. Also, make sure that you and your buyer’s agent have instant communication; this could make all the difference in purchasing the home of your choice.

Please call Susan J Penn PA EWM Realtor when you are ready to Buy or Sell in South Florida at 954-557-5993